Rounders England will honor all current members still affiliated via the pre 2019 membership. Whether you have a Bronze, Silver or Gold membership with Rounders England you are protected by the Combined Liability insurance (which includes Public & Products Liability cover) whenever you are taking part in a recognised activity. This policy will cover the cost of defending yourself against a claim if you are held responsible for loss, damage or injury to someone else or their property.
Member-to-Member liability is also included within the policy, the cover will defend one insured member if another member is injured and claims against them. Cover is provided for up to £10 million for Public & Products Liability, the cover operates worldwide if you are taking part abroad in a recognised activity, and this includes training and competing at events.
Please note this does not replace the need for travel insurance.
As part of your annual Gold membership of Rounders England, as a qualified coach, activator or tutor you receive the benefit of the Combined Liability policy (which includes Public Liability and Professional Indemnity insurance, please ensure you read this in conjunction with your Certificate issued by Rounders England).
As part of your Silver and Gold membership, you also receive Personal Accident benefits in the event you sustain an injury.
This policy covers the cost of defending yourself against a claim for damages if you're held responsible for injury to someone else or damage to their property. Cover includes the advice you provide whilst coaching, instructing or advising provided that the activity falls within the remit of your Rounders England approved training or qualifications.
Combined Liability Insurance is provided to those teams who have 10 or more players or officials taking out individual bronze, silver, gold paid memberships with Rounders England for the period April 2018- March 2019.
All Rounders England recognised teams have a duty of care for the sport and those who take part in it. A team must do all it reasonably can to reduce or eliminate loss, damage or injury to others and it may be held legally liable to others if it fails to do so.
The Rounders England Insurance cover includes:
Combined Liability Insurance
To protect the committee & team volunteers against the cost of a claim made against them following loss, damage or injury to someone else or their property. Cover is provided up to a maximum limit of £10 million. This policy includes Public Liability insurance.
Directors' & Officers' Insurance (D&O)
Is included within the policy, all team committee members have a personal liability for any claim that is made against the team for breach of duty.
Mismanagement of team finances
Breach of fire safety regulations
Cover is provided specifically to protect team officials and committee members.
The Hiscox policy provide a £5,000,000 Limit any one period for D&O cover.